Though I took a three-week hiatus, I continue to work hard to provide some useful financial advice over at my weekly Toonie Newsletter. Naturally, I highly recommend you read last week’s newsletter before this week drops into inboxes this coming Friday morning. Last week, I discussed how a budget and a personal net worth statement work a lot better when used in tandem. And this week, I am writing about what to include and not to include in that personal net worth statement.